At Merchant 1 Payments we have been servicing merchants since 1999. Our mission is to use cutting-edge technology to provide our customers with the most cost-effective method to process credit and debit card purchases in order to increase their profitability. As a fully-registered service provider for both Visa and MasterCard in full compliance with the PCI Data Security Standard, the EMV Standards, and the Code of Conduct for the Credit and Debit Card Industry, Merchant 1 Payments is perfectly staged to create a strategic alliance with our partners to provide the most advanced merchant-payment system available in today's global marketplace.
In fact, we are so confident that our merchant services will easily outperform the competition that we back up our claims with the Merchant 1 Payments Challenge when new merchant accounts are opened. If Merchant 1 Payments is not able to reduce our merchant's rates compared to their current credit card processing costs, we will give them $500.00. With this good-faith guarantee in place, you can rest assured that we are putting forth our utmost effort to save our customers the largest amount possible when they choose Merchant 1 Payments as their credit card processing service provider.
Merchant 1 Payments provides more than credit and debit card payment processing. We will partner with you to create an electronic gift card program for your business. Electronic gift cards are becoming the gift of choice for many occasions, and you could leverage this trend to increase your sales and attract new customers. As part of our merchant services, we can help you design a customized gift card that will reflect your company's unique personality. Merchant 1 Payments also offers cash advances based on your monthly credit card sales. If your cash flow is experiencing a momentary lull, you can even borrow up to 25% more than your monthly average at a low interest rate. This easy and affordable financing method will allow your business to take advantage of flexibility in ordering, reinvestment, or advertising.
To further service our valuable merchant accounts, Merchant 1 Payments provides a variety of credit cards terminals. To accommodate your needs, you can purchase or lease state-of-the-art P.O.S terminals. Credit cards will process easily and quickly through each model offered by Merchant 1 Payments. While our credit cards terminals use the most advanced technology available, they remain easy to use. Even your newest employee will find that they have no problems learning how to process a payment through our intuitive P.O.S terminals. Credit cards will be just as easy to accept as cash.
If you're still not sure that you should switch your payment card processing needs to Merchant 1 Payments, we can help you make an informed decision. At no cost to you and without further obligation, we will analyze your current statement. We will provide you with a detailed accounting of your current charges that is easy to understand. In many cases, we can even point out hidden fees that many merchants are not aware of. We will also supply you with a written quote with recommendations to improve your efficiency and increase your profits.